A lot of people think that they have to have been injured in the service in order to qualify for any benefits from the Veterans Administration. The fact is there are certain non-compensation benefits, benefits for people who weren't injured in the service that can be available. There are certain criteria that have to be followed but the primary criteria is that the veteran has to have been active duty for 90 days, at least one of those days is during a time of war. And how that affects your estate planning is it can help make sure that there's enough money to take care of you if you do need to go to a nursing home, although that's not even required, you could be in an assisted living or you could have someone come in and help take care of you at home you just need certain medical expenses. So it's a way that we can make sure that you have some income to make sure that certain medical expenses are taken care of.