Why do you need an estate plan? Estate planning is all about making sure you are in control. You see, there's two types of planning; you have vertical planning and horizontal planning, which is better? Vertical planning is better because you're the one that's still in control. Horizontal planning it means that something has happened to you and you're either looking up at ceiling tile or worse case scenario you're looking up at dirt. Either way there's going to be a plan for you created and the question is, are you going to be in control of your plan or is someone else going to make those decisions for you?